Homes across Australia are now at their most affordable in two years as falling interest rates and a slide in house prices put property ownership in reach of more households. A key housing affordability index that tracks the relationship between household income, mortgage costs and price of housing shows conditions
Carbon neutral means that the net greenhouse gas emissions associated with a product or activity are zero. Zilch. Nada. To achieve this, extensive audits would need to be conducted on your business to calculate its exact emissions profile, and then you’d need to purchase the equivalent number of carbon offsets.
Choose your flooring wisely, as a new study has found phthalates from PVC flooring in the urine of young children. Phthalates have long been a health concern, particularly with children, with many countries banning their use in products that go into a child’s mouth, such as teethers, baby bottles, teats
I recently read an article in smarter business ideas magazine which I subscribe to www.smarterbusiness ideas.com.au the article supplied a simple list of points on how to turn unhappy people into customers for life ….what a great idea. Complaint handling list of things to do 1. Listen 2. Empathise 3. Keep your
Austral Lending team support the Qld state of origin team Best of luck guys.
Native plants bring colour and wildlife to banish winter woes. Winter’s big chill doesn’t mean the garden has to be drab and lifeless. Some of our fabulous natives work their magic at this time of year. They also work their magic on nectar-eating birds that flock to their flowers, so
Cushions are like shoes and handbags for the home – they are the perfect accessory. While a girl can’t have too many shoes and handbags, a home can’t have too many cushions. So if you have (or have recently purchased) the perfect lounge you will be looking for the perfect
Winter can create a harsh environment for your garden, especially in cold areas. Growth slows down considerably and problems become more evident when a plant is in a cold-weakened state. But there are many things you can do to help your garden cope with the cooler months: Move potted tropical
As of the 1st of July 2012, there are some important changes to the GST treatment of Commercial Hire Purchase (or Offer to Hire) contracts. Currently, under an Offer to Hire contract, only the upfront sale of the asset to the customer by the financier is considered taxable. Term charges
Many small businesses operate from the owner’s home. This could mean the factory is a shed in the backyard and the office a corner of the kitchen or dining room table. For others the business can have a separate section of the home or permanent structure on the property