Home Loans in Gladstone

Finding the right mortgage or home loan in the Gladstone region can be a challenge.

Austral Lending Solutions can make the whole process easy for you. Whether you’re purchasing a new home or property or refinancing an existing home loan, our team specialise in:

First Home Buyer Loans

Investor Loans

Remortgaging / Refinancing Home Loans

With access to over 25 lenders, we will find a solution that suits your individual needs. We care about your financial future and will make sure that you get the best deal and the best structured loan for you.

A member of the Austral Lending Solutions Team will be your dedicated point of contact who will work with you to understand your needs and do all the groundwork for you.

Our Home Loan Lending Solutions

Loan comparison of up to 25 lenders

Debt planning and loan structuring advice

Mentorship through the whole property buying process

Austral are your personal home loan manager

Common Finances We Arrange Every Day

To be available now, during and after your purchase
To act in your best interest
To keep you informed during the process
To be present and attentive
To be friendly and customer focused
To remain in regular contact for ongoing annual reviews of your lending

We will never assist you with debt if we assess this is likely to put stress on the family finances or place you in an unsafe financial position.

Our Clients Keep Coming Back To Us

Austral Lending Solutions' clients keep coming back for the following reasons

Accredited with over 25 lenders
Proven as business growth motivators
Get things done quickly and efficiently
Much faster than using a bank
Set up lending limits to enable you to make purchase decisions easily
Get pre-approved finance for up to 12 months in advance
100 plus years experience in lending in the office
Our staff live locally and know the area
Deal face to face with you and the lender

First Home Buyers

Need help buying your first home?

The largest purchase most people make is their first home.

Austral Lending solutions can help you navigate First Home Buyer Loans and First home Owner Grant eligibility. We provide mentorship through the whole process.

Set up a consultation today to get fast pre-approvals and step by step guidance for your first home loan.

6 Steps to Property Ownership

Meet with Austral Lending to determine how much you can borrow.
Engage Austral to achieve a fully pre-approve home loan.
Search for property and study the market.
Negotiate for a house within your pre-approved limit.
Engage a local solicitor to assist with signing a contract.
Complete your due diligence.
Have Austral formalise the unconditional approval with your lender.
Sign your loan docs and get your settlement money ready.
Settle on the house and get your keys to your NEW HOME!

Benefits of using Austral Lending for your Home Loan

Mentorship: Provides expert guidance throughout the house-buying process.

Simplifying Jargon: Helps clarify complex terms and language in the mortgage process.

Pest & Building Reports: Assists in interpreting these reports and advises on what to ask for.

Home Contract Guidance: Explains what to expect during the contract timeline and identifies potential challenges.

Bank Account Set-Up: Offers advice on setting up bank accounts for the home purchase.

Loan Planning & Debt Structuring: Helps structure loans and debts to align with financial goals and capacity.

Comprehensive Support: Guides clients through every step of the home loan process.

Cost-Saving Strategies: Advises on ways to make the process more affordable.

Refinance / Remortgage Your Home Loan

Want to refinance your home loan?

We offer a wide range of product choices and lender comparisons, thanks to our accreditation with over 25 leading Australian lenders.

Our membership in a large bulk buying group of over 600 brokers nationwide allows us to access competitive loan pricing, often surpassing publicly advertised rates.

We prioritise continuous professional development to ensure you receive the most up-to-date service and products.

We operate independently and are not pressured to promote specific lenders or products. All commissions received from lenders for home loan origination are fully disclosed and do not impact your interest rate or fees.

What We Do For You

Provide a clear and comprehensive comparison of competitive lending options and products from lenders with a high likelihood of approving your loan.
Offer information and advice to help you select the best loan structure for your needs, including fixed vs. variable, principal & interest vs. interest-only, offset account vs. redraw, and monthly vs. fortnightly repayments.
Assist with debt planning and loan product structuring to align with your cash flow and debt reduction goals.
Conduct a comprehensive review of all your lending products, including home loans, personal and car loans, credit cards, and store cards.
Review your credit file and credit score, and provide guidance on improving your score if necessary.
Analyse your personal spending and budget in comparison to statistical averages.

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